Ira Contribution Limits 2025 Married Jointly. For example, if you’re a single taxpayer, your magi must be under $161,000 in 2024 to contribute and if you’re married filing. Here's how much you can contribute to your ira in 2022, 2023, and 2024.

Contribution limits increase for tax year 2025 for hsas, sep iras, simple iras, and solo 401(k)s. The internal revenue service has issued their annual cost of living adjustments for 401 (k) and iras, pension plans, and other.